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Buying a new home is exciting but can also be stressful and confusing. It is my responsibility to guide my clients through the process from start to finish.
Tell me about the home of your dreams and I will contact you with information on available homes that meet your criteria.
Click on the link below to begin describing the type of property you are interested in buying.
Tell Me About Your Dream Home
Additionally, below are the 11 Steps to Buying a Home and what you can expect from the home buying process from beginning to end.
Your credit reports play an important role in the mortgage approval process and in determining the interest rate and other loan terms that a lender offers you. Review your credit reports before you apply for a mortgage.
Finding the right loan and lender is crucial in purchasing real estate. It is also helpful to have some knowledge about the mortgage process as you go through your home buying experience.
Do you know how much house you can afford? You won’t until you’ve spoken with a lender. Getting pre-approved before beginning your home buying experience will allow you to understand what types of homes you can feasibly afford. Pre-approval also gives you leverage when making an offer on that perfect home. If a seller has two offers on the table, one with a lender letter stating the buyer has a loan approved for the offer amount and the other has no supporting documents - which offer do you think the seller would consider first?
Become familiar with the real estate market and consider your wants and needs before you begin your search.
Agents work with buyers, sellers or both.
Definitions include:
>> Seller's Agent (or Listing Agent) works solely on behalf of the seller to promote the interests of the seller. The agent negotiates on behalf of and acts as an advocate for the seller
>> Buyer's Agent works solely on behalf of the buyer to promote the interests of the buyer.
>> Transaction Broker assists buyers and sellers without being an agent or advocate to either party.
As your agent I will provide you with multiple listing sheets that include homes that meet your criteria. We may also search local real estate magazines, the Internet or spend afternoons previewing neighborhoods that interest you.
When you’ve found a home you think you’d like to make an offer on you’ll need to consider a number of factors including: home structure and features, resale potential, contract contingencies, HOA requirements, deed restrictions, etc.
Considerations to take into account when making an offer include area home values, property conditions, special concessions. Negotiating to get the best price for the home you desire can be handled best by a seasoned real estate agent.
It's critical to decide which inspections and tests you want to perform. You agent can advise you on home inspections and tests.
As closing nears your agent will check the progress of your transaction on a daily basis. Doing so will enable your agent to deal immediately with any issues that may arise.
You’re on your way to your closing and ownership of your new home. Congratulations!
Determine your goals, then develop a plan. With my assistance you can achieve your real estate goals. Working with you from start to finish I will assist as you become a home owner! Call today at 303.667.2987 or email thaddeusq@hotmail.com to begin your home buying experience.
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